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Do you want to know how to achieve this?

Take the following steps:

Phone your bank and ask the following: ” Please can you decrease my interest rate?” If they ask you why, tell them you have been a customer for a long time and you don’t want to move banks.

Then wait for their reply.

Forget about the most recent reductions they have already applied as a result of the official rate decrease, you are asking for an independent reduction.

As part of your annual review of your personal financial arrangements, one of the easiest and most effective to succeed at, is your mortgage interest rate. Other areas you should be reviewing are utility and insurance arrangements.

You will be surprised how easy it is to save money.

A  guide to current mortgage interest rates is between 2.9% and 3.8%

Good luck and here’s to saving money!